This took place in Charlotte, North Carolina, USA…
A lawyer purchased a box of very rare and expensive cigars, then insured them against, among other things, loss due to fire.
Within a month, having smoked his entire stockpile of these great cigars, the lawyer filed a claim against the insurance company.
In his claim, the lawyer stated the cigars were lost ‘in a series of small fires.’
The insurance company refused to pay, citing the obvious reason, that the man had consumed the cigars in the normal fashion.
The lawyer sued and WON!
Delivering the ruling, the judge agreed with the insurance company that the claim was frivolous. The judge stated nevertheless, that the lawyer held a policy from the company, in which it had warranted that the cigars were insurable and also guaranteed that it would insure them against fire, without defining what is considered to be unacceptable ‘fire’ and was obligated to pay the claim.
Rather than endure lengthy and costly appeal process, the insurance company accepted the ruling and paid $15,000 to the lawyer for his loss of the cigars that perished in the ‘fires’.
NOW FOR THE BEST PART!
After the lawyer cashed the cheque, the insurance company had him arrested on 24 counts of arson!
With his own insurance claim and testimony from the previous case being used against him, the lawyer was convicted of intentionally burning his insured property and was sentenced to 24 months in jail and a $24,000 fine.
This true story won First Place in last year’s Criminal Lawyers Award contest in USA.
It’s claimed that this case is in fact a hoax, but what brilliant story!
If you find yourself in a real, similar situation, our specialist civil and commercial litigation solicitors can assist with your insurance dispute case.
For more information or to talk to us about your commercial or civil dispute, please call Shalish Mehta on 0161 785 3529 or email firstname.lastname@example.org.
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