Government consultation paper plans to protect consumers from unresolved debts

A government consultation paper plans to protect consumers from unresolved debts stemming from unfair county court judgments (CCJs) in a move to tackle concerns about ‘rogue companies’ such as parking enforcement businesses.

Concerns were raised that some companies are deliberately sending claims to incorrect addresses.
This can severely impact credit ratings and the issue may come to light only years later when an application for a mortgage or loan is rejected.

Proposals include:
• Striking a CCJ from the register immediately once unknown debts are resolved and a judge agrees the person was unaware
• Protecting consumers who do not receive mail because it is sent to an old address
• A government information campaign providing a ‘centralised, trusted source’ to raise awareness and help people deal with unresolved debts.

Justice minister Dominic Raab said: ‘Debts should be paid, not exploited by a minority of cowboys who need reining in.’
Over the past four years, the number of CCJs has risen by almost two thirds (59%), with more than one million issued in 2016.

The government is also considering standardised practice across parking companies, eliminating unfair charges and reducing the instances of claims where the consumer may be unaware of a parking charge being applied.

Suffering a financial or contractual dispute can have serious implications on your business. Our business solicitors will quickly and efficiently put your case together and act on your behalf. Call Shalish Mehta in our civil and commercial litigation department on 0161 785 3534 or email sm@wrigleyclaydon.com. We can advise you on the appropriate course of action and assist with any legal documents or proceedings that may occur.

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Vijay Srivastava

Partner

Vijay is the Senior Partner and heads up the Litigation team at Wrigley Claydon, where he has worked for over 30 years, amassing a wealth of experience. Many years ago, Vijay was appointed to the Law Society Personal Injury Solicitor Panel as a specialist in injury claims. This has led him to act in many high value injury claims and medical negligence cases. His experience in and knowledge of procedural matters and the interpretation of medico-legal reports and other expert evidence, combined with his friendly but professional approach, enable Vijay to provide a service to clients we believe is second to none.   Vijay advises both Corporate and Private clients on cost-effective ways of bringing and defending claims in the Courts. He has successfully acted on numerous large contractual claims and many disputed probate cases. Vijay has lived in Oldham most of his life. After graduating from Leeds University, he trained at Wrigley Claydon, where he soon became one of the youngest partners in the country. Vijay is happily married and has two children. He has served as a member of the Parochial Church Council at St. Paul’s Church and as a Founder Trustee of Emmaus Mossley takes a great interest in the local community. He is now the Chairman of Governors at the school (Oldham Hulme Grammar) where he was once the head boy. Vijay is also a Trustee of the nationally acclaimed Francis House Children's Hospice as well as being an Assessor in Oldham's "Dragon's Den".