Wrigley Claydon Solicitors

Category: Top Tips

  • Our legal tips and advice for moving home

    Our legal tips and advice for moving home

    A 8.3% rise is expected in house prices this year, however with government schemes such as help-to-buy, rising house prices won’t stop the housing market from booming over the next year.

    Purchasing or selling a home can be a long process. Once the offers have been made and accepted there are legal requirements that need to be fulfilled. Hiring a qualified conveyancing solicitor to work on your behalf is the option that most people choose as trying to carry out the legal work yourself is often too difficult and time consuming.

    The key difference between hiring a solicitor and a conveyancer is that a conveyancer is qualified specifically within the property industry and they are licensed by the Council of Licensed Conveyancers. Solicitors will have knowledge of the property industry and therefore are also qualified to give legal advice and represent a client who is buying or selling a home.

    The moving process can be daunting when considering the different elements that need to be managed which is another reason why hiring a conveyancing solicitor is a good idea. They are responsible for organising surveys, valuations, advice and representation on compulsory purchase compensation, reports from specialist services (such as damp proofing) and assisting with mortgages or other funding arrangements.

    Once offers have been made and accepted the estate agent will ask for your legal representatives details to pass onto the other party’s legal advice. We recommend that before you start looking for a new home you make contact with a solicitor or conveyancer as this will make the process quicker, and smoother and prevent rushed decisions being made.

    A qualified solicitor could also act on behalf of your lender, which could save you money. The main task is to draw up a mortgage deed which sets out all the conditions of the loan which the lender will then hold along with the title deeds of your property until the loan is paid in full.

    If you are looking for a new home and are in need of legal advice do not hesitate to contact us. We have a team of property experts that are willing to answer your queries, to speak to one of our specialists call us on 0161 785 3534.

  • New Year’s Resolutions

    As we say goodbye to last year and welcome in a new one, now is the time to make some changes and make your New Year’s Resolutions…

    Here are Wrigley Claydon’s Top New Year’s Resolutions:

    Make a Will

    Quite worryingly nearly two thirds of adults in the UK do not have an up-to-date Will. By making a Will, you can choose to whom you want to leave your estate, as well as appointing guardians to look after any young children should you die whilst they are under 18. By planning ahead, you can ensure that you do not cause unnecessary difficulties for your loved ones. Without a Will, the law decides who will be entitled to a share of your estate, so ensure that 2014 is the year you get your affairs in order.

    Put in Place a Power of Attorney

    A Lasting Power of Attorney is a legal document, granting to a named person or persons authority to act on your behalf even if you become mentally incapable. It is unpleasant to contemplate that you may ever lose the ability to manage your own affairs. However, by signing an LPA, you can ensure that if this should ever happen, your affairs will be looked after by someone you have personally chosen who you trust.

    Resolve your Disputes

    Start the year by resolving any disputes you may be involved in, be they with family, another individual or a commercial organisation. If you need to take a legal route, Wrigley Claydon can competently and systematically deal with the considerable paper work and procedural issues within the dispute resolution process. Whilst doing this, we will do all we can to find ways to strengthen the case and resolve the issue as quickly as possible

    Business Owners – Get Up To Date!

    Make sure that your paperwork, such as employee contracts are up to date. Do your contracts still refer to the default retirement age? Does your grievance policy still include a “modified procedure”. A review of your contracts, policies and procedures may seem arduous, but it really does pay for itself in the long run. We regularly advise businesses on recruitment policies and as your employment solicitor will assist with the preparation of contracts of employment, preventing problems that may otherwise arise.

    Make a Change for the Future

    Now could be the perfect time to let us help you make some important changes to your life. We can help you re-establish contact with your children with our experienced matrimonial solicitors. It’s important a child has two parents, when this bond has been broken we can help you take the right approach in becoming a part of their lives once again.

    Buy Your Dream Home

    Is this the year that you will be able to buy your dream family home? Let our conveyancing department handle the transaction. We are panel solicitors for all of the principal banks/building societies which means that we can represent you and your lender, usually at no extra cost to you and with a saving in time.

    A very Happy New Year from all of us at Wrigley Claydon and here’s to a successful 12 months.
    Oldham – 0161 624 6811, Todmorden – 01706 815712
  • Top Tips to Commercial Debt Recovery

    Top Tips to Commercial Debt Recovery

    Top Tips to Commercial Debt Recovery
    1. Identify and know your customer
    2. Provide clear terms and conditions for payment
    3. Set an appropriate credit limit
    4. Ensure invoices are accurate and delivered promptly
    5. Provide simple and efficient payment methods
    6. Have a set procedure for chasing late payment
    7. Pick up the phone and be proactive
    8. Resolve genuine problems
    9. Keep a paper trail
    10. Consider Wrigley Claydon’s specialist debt recovery department
    What Our Clients Say About Our Commercial Debt Recovery Services

    “Shalish Mehta is always successful at claiming money back on the Company’s behalf. Once I have passed my notes onto Shalish he completely takes charge of the facts. His experience gives me great confidence. He has had different issues to deal with on behalf of our Company, all very different, and has approached them very enthusiastically and professionally.

    I would highly recommend Shalish Mehta and Wrigley Claydon to any individual or Company requiring services to collect outstanding payments. His expertise in the field of debt recuperation is exceptional. His service is an asset to support any company.”

    Lesley Pollit – Director of Cosy Toes Nursery Limited – Client

    For more information or to speak to our team about our commercial debt recovery services  please call us on  0161 624 6811

    Team: Vijay Srivastava and Shalish Mehta

  • 10 Top Tips on Commercial Leases

    Commercial law can be complicated, here are our top tips on making sure things go smoothly.

    1. Location

    Before you enter into negotiations consider whether the property is right for you. Speak to a surveyor to make sure you are not paying over the odds for a property in that location. Also make sure that the Landlord and the local planning regulations permit you to use the property for your desired use.

    2. Term

    When negotiating on the length of a lease term you should assume that you will be liable for the entire term. It sounds obvious, but do you really want to be committed to pay rent in the property for the next 10 years, whether or not your business is doing well? Do you have protection under the Landlord & Tenant Act?

    3. Costs

    Landlords will sometimes request that you pay their legal fees for entering into a lease with you. This is not something you have to agree to and is a matter for negotiation.

    4. Guarantors

    A Landlord may request a guarantor to the lease, especially where the tenant is a limited company. A guarantor will guarantee a tenant’s performance of a lease and is liable on the same basis as the tenant.

    5. Rent Deposit

    Landlords may request a deposit upon commencement of a lease to cover the possibility of a tenant default. Consider whether you wish to negotiate that such a deposit is released before the end of the lease e.g. after 1 year or when you can provide accounts showing annual turnover three times greater than the rent.

    6. Break Clause

    Do you want the ability to bring your lease to an end early? By including a break clause you can have the right to do so at specified times during the term of your lease.

    7. Alienation

    Are there going to be any restrictions to your ability to ‘transfer’ the lease? Leases often include restrictions that do so, which could make it very difficult to dispose of your lease should you wish to do so before the term has ended.

    8. Security of tenure

    Leases for business purposes generally attract ‘security of Tenure’ under the Landlord and Tenant Act 1954. ‘Security of Tenure’ means that you have an automatic right to renew your lease at the end of its current term (subject to some exceptions) should you wish to. Check whether your lease going to be excluded from these provisions or not.

    9. Repair

    This is the most important element of negotiations to get right. Decide whether you are happy to have an open ended obligation to put a property back into repair (whether or not it was in repair when the leases starts) or whether you would like the obligation limited by reference to a schedule of condition

    10. Finally

    Take advice from a Solicitor.

    If you would like further information or to talk to us about commercial law please call us on 0161 785 3521.